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SEARCH | AGENT ACCESS | CONTACT US | PALIG.COM | HOME Follow us on Policy Inquiries Available Forms 1099 FAQs Insurance FAQs Whole Life Term Life Riders Annuities Pan American Life Insurance Annual Report Company News Find a Representative Careers Privacy Policy Acknowledgement As part of our commitment to you, we have privacy policies to ensure that you understand the data we collect from you, how it is used, and the controls you have over what you share with us. We suggest that you read our General Privacy Practices and Website Privacy Policy. When you use our website, you will be agreeing to our updated policies. I confirm that I have read and agree to Mutual Trust’s Privacy Policy, including its Website Policy, below. Mutual Trust's Privacy Practices Company is highly committed to protecting the privacy of our customers and the security of all confidential information that is entrusted to us. The practices that define that protection and determine how we use and disclose information about our customers and visitors to our website are available below. MUTUAL TRUST'S WEBSITE PRIVACY POLICY Company, a Pan-American Group Stock Life Insurance Company, and its controlled affiliates, subsidiaries and branches (collectively, "Mutual Trust'') strongly believes in the value of privacy. As described in this Privacy Statement, Mutual Trust is committed to properly using and safeguarding the privacy of all personal information that is collected from you when you visit and use our website. This Privacy Statement may be modified or supplemented in order to comply with specific legal and regulatory requirements. By accessing our website, you consent to the data collection and use practices described in this Privacy Statement. This Privacy Statement explains the steps we take to protect personal data collected on our website, including: 1. What is covered by this Privacy Statement? 2. What information we collect from you? 3. Our use of "Cookies" 4. Our use of Personal Information 5. Sharing of Personal Information 6. International Transfers of Personal Information 7. How long do we keep Personal Information? 8. How do we protect Personal Information? 9. Links to Third Party Websites 10. How do we manage the information of a child? 11. Your Rights 12. Contacting us about privacy questions or concerns 13. Privacy Statement changes 1. What is covered by this Privacy Statement? This privacy statement applies to the information we collect on this website. It does not apply to any information we may collect offline or through other means, including any other Mutual Trust website and/or third party website. 2. What kind of information do we collect from you? Data collected directly from website visitors. In most instances, you can visit our website without providing any personal data. However, on some pages, you may give us your personal data by filling out forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you: • request information on our products or services • create an account on our website • subscribe to our blog or newsletter • request marketing information • enter a competition, promotion or survey • give us feedback or contact us The personal data that we collect may include: • contact details, such as your name, title, company/organization name, email address, telephone and fax numbers, date of birth and physical address • information about your company and job position We may also collect information on: • your preferences with respect to email marketing • your profile including username and password, your interests or preferences, feedback and survey responses • your inquiries about our products and services, as well as information that assists us in identifying the best products and services for you • contest entry and event registration information • feedback from you about our products and services, including our websites. You are not required to provide any information. However, if you choose not to, we may not be able to provide you with the service you request or complete your transaction. Data collected by automated means. We collect certain data about all visitors to our website, including what pages they view, the number of bytes transferred, the links they click, and other actions taken within our websites. We may also use this information to improve our security measures. We also collect certain standard information that your browser sends to every website you visit, such as your Internet Protocol (IP) address, your browser type and capabilities and language, your operating system, the date and time you access the site, and the website from which you linked to our site. 3. Our Use of "Cookies" Cookies are small files that websites save to your hard disk or to your browser's memory. Our website may use them to track the number of times you have visited the website, to track the number of visitors to the website, to determine and analyze visitors' use of our website, to store data that you provide (such as your preferences), and to store technical information related to your interactions with our website. We may also use session cookies, which are deleted when you close your browser, to store your user ID, to facilitate your movement around our websites. Our website may also contain electronic images known as Web beacons-sometimes called single-pixel gifs-that allow us to count the number of users who have visited those pages. We may include Web beacons in promotional email messages or newsletters in order to determine whether messages have been opened and acted upon, including whether the recipient clicked on a link in the email or forwarded the email to another person. Adjusting Browser Settings to Manage Cookies or Send "Do Not Track" Signals: Many Internet browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies or to notify you when a cookie is being placed on your computer. If you choose not to accept cookies, you may not be able to experience all of the features of our websites. Internet browsers also enable you to delete existing cookies, although this means that your existing settings (including stored user IDs and other preferences) will be lost. Some web browsers may also give you the ability to enable a ''do not track" setting. This setting sends a signal to the websites you encounter while web browsing. This "do not track'. signal is different from disabling tracking capabilities by declining cookies in your browser settings, as browsers with the "do not track'' setting still enabled may continue to accept cookies. Mutual Trust does not respond to web browser ''do not track" signals at this time. Social Media Third Party Cookies During your visit to this website, you may notice embedded content from other social media websites. These websites may also contain cookies. Mutual Trust has no control or responsibility for these cookies. You should check the third party's cookie policy for more information. 4. Our Use of Personal Information We will use personal data collected from our website only for the purposes set forth below. Services and transactions. We use personal data to deliver services or execute transactions you request, such as providing information about Mutual Trust products and services, answering customer service requests, and facilitating use of our website. Information collected by our website may be combined with information we collect by other means, such as phone, e-mail or paper. Website improvement. We may use data about you to improve our website (including our security measures) and related products or services, or to make our website easier to use by eliminating the need for you to repeatedly enter the same information, or by customizing our website to your particular preference or interests. Marketing Communications. With your permission, we may use personal data to inform you of products or service...